Life Insurance Information
This page will provide information to you regarding the employer paid portion of life insurance coverage that is provided by the university to benefits eligible employees. It will also provide information regarding voluntary coverage that employees can elect if they choose to. Be sure to review the eligibility (MS Word, 22KB) page or the benefits orientation presentation, in order to determine whether your appointment qualifies you for benefits. This page will also provide information about enrolling eligible family members.
There is also information at the bottom of the page regarding MedEx Travel Assistance that is provided free to those that have insurance coverage through The Standard.
Employer Paid Portion – Life, AD &D and Long Term Disability
The Standard Life Insurance Company (The Standard) is the carrier for the employer paid portion of coverage. The amount and type of coverage provided by the CSU is dependent upon the bargaining agreement that governs your position. Be sure to review the Benefit Summary for your position for this specific information.
- Beneficiary Election Form (PDF, 47.3KB)
- Group Life – Employer Paid Certificate of Insurance #603267-C (PDF, 127.28KB)
Voluntary – Life, AD &D and Long Term Disability
The Standard Life Insurance Company (The Standard) is the also the CSU's life insurance carrier for employee-paid voluntary life insurance. The CSU offers voluntary life insurance to all eligible employees. Employees can purchase protection for themselves and eligible family members including spouse/ domestic partner and dependent children. Employee coverage ranges from a minimum of $10,000 to a maximum of $1,500,000. Coverage for an employee's spouse or domestic partner ranges from a minimum of $10,000 to a maximum of $750,000. Coverage for children can be purchased at $5,000, $10,000 and $20,000. Children must be insured for the same amount.
New employees may automatically qualify for a set amount of insurance coverage called Guarantee Issue. Under the Guarantee Issue provision, employees may apply for coverage up to $150,000 for themselves, $50,000 for their spouses/domestic partners and $20,000 for each child without answering medical questions (evidence of insurability). However, any amount, up to the maximum limits, may be chosen at any time and would require evidence of insurability.
The Standard's voluntary life insurance plan also contains a number of enhanced coverage features including: Waiver of premium for disabled employees Portability Coverage not subject to reduction because of age, and Living death benefit.
- Voluntary Life Insurance Booklet (PDF, 419.4KB)
- Voluntary Accidental Death and Dismemberment (AD & D) Booklet (PDF, 612.2KB)
- Voluntary Long Term Disability Booklet (PDF, 1.8MB)
- Voluntary Plan Enrollment/Change Form (PDF, 69.9KB)
- Medical History Statement Form (PDF, 107KB)
- Payroll Deduction Authorization Form (PDF, 23.4KB)
To enroll or make changes online go to: The Standard